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Interview with our in-house mortgage advisor

 
  21 Aug 2015

We took time out to speak with our in-house mortgage advisor so you could get to know a little more about him as we fired some questions to him about the industry, his profession and to get his honest thoughts on how he sees the mortgage market.

What is your name?

Paul Baker

How old are you?

52

Are you married and have a family?

I have been married for 18 years and have a 19 year old daughter (you do the maths)

What do you like to do when you are not in the office?

Love to visit gym and provide vocal support for my team Wolves FC- someone has to!

What qualifications do you presently have?

CeMAP

How long have you been a Mortgage Advisor?

I have been in the banking and finance industry since leaving school back in 1981 but, mortgages has been my speciality since 1999.

What is the best part of your job?

Helping people who are completely afraid of finance to buy a home and more importantly educating my clients about how the process works and is nothing to be afraid of.

And what is the worst part?

PAPERWORK!

If you could improve the mortgage industry with one thing, what would it be?

I think the moves made by the regulator over last few years has made for a much more transparent industry

What does it take to become a mortgage advisor?

A desire to help people

What characteristics do you feel help you as a mortgage advisor?

Having the ability to listen and understand client needs is vital

Where do you see the mortgage market to be in 5 years time?

There are so many variables these days which makes it impossible to predict – as it always has been I suppose which makes fixed rates so attractive to many

Which lenders are offering the best deals for First Time Buyers at present?

There is no such thing as the best deal just the most appropriate for client circumstances

What advice would you give anyone looking to buy a property to prepare for an appointment with yourself?

Have all of your paperwork ready beforehand

How has the regulatory side of the industry changed in recent years and do you foresee any more changes?

As above far more transparency for clients

What makes you different from some of your competitors in the area?

With age comes experience LOL

Thank you for your time Paul.

The Jezzards Team


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