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Tenant referencing criteria


Our referencing criteria

You will be asked to give references to your prospective landlord to demonstrate your ability to pay the agreed rent and to confirm that you have rented in the past without any major problems. At Jezzards we use a third party external referencing provider to ensure that the checks are unbiased and to ensure the accuracy of the information we are collecting.

The referencing process criteria will vary dependent on your employment status. As standard all referencing check will include a credit reference check and a reference from your previous landlord or letting agent.

The income to rent calculation is worked out by multiplying the monthly rent for the property by 30. For example, if the monthly rent is £1,000, then the combined annual income of the referenced tenants would need to be at least £30,000 per annum in confirmed income.

If you do not meet above criteria you will be required to either supply a guarantor or make a payment in advance for the full term of the tenancy. Where a guarantor is required, they will be required to pass the same referencing criteria but will be expected to demonstrate a higher income to rent ration. The income to rent ratio for guarantors is calculated by multiplying the monthly rent by 36. All guarantors are subject to approval of the landlord.

The referencing process

  • Credit check - We check for bad credit, IVA’s, Bankruptcy orders and CCJ’s. If you have any adverse credit it is important that you declare this and make us aware of it.
  • Current landlord reference - We will contact the landlord or agent who you are renting from at the moment and obtain a reference from them.
  • Verification of Earnings - We need to verify that you can meet the rental obligations and to do this we will need to verify your current income. As a guide, you will need to earn at least 30 times the monthly rent per year, split between all named tenants.

Verification of affordibility

  • Employed - We will take a reference from your current employers. It is important to give the name of your line manager or indicate that we need to contact the HR or Payroll department if this is the case. We can provide a letter of authority for you if necessary
  • Self-Employment - We will need to obtain a reference from your accountant or have sight of Your last 2 year’s accounts as well as your Your last two to three years’ worth of SA302’s / SA100’s / CIS Vouchers. We may also request bank statements to support your application.
  • Unemployed or Student - Unemployed applicants and students always require a guarantor. We do recommend that you provide to your letting agent copies of any student loan paperwork which you have received.
  • Independent Means - If your income is in the form of independent means, then we will require your last 6 month’s bank statements and may take a reference from your accountant if you have one. Independent means can include savings, pensions and investments. Please submit to your agent or to us copies of documentation which you feel supports your application. This could include but are not limited to documents such as savings statements, premium bonds certificates, investment statements, bank statements and accountant details.
  • Retired - We will require either your annual pension statement or a bank statements showing your pension income being paid to you. Please submit a copy of your most recent pension statement with your application.
  • Additional Income - If you have any additional income please make this clear when you apply. These could include things such as tax credits (please provide a copy of this years tax credits statement to your agent), savings (please provide 6 months bank statements) or an additional job (please provide details of who we may contact for a reference or provide copies of 3 months payslips)

Further information

Once you have found a property with us, you will be assigned a point of contact who will be available to offer you any support throughout the process. If you do have any questions or would like further information on our referencing process, please contact us on 03330 433 633.

We use a third party external referencing provider called Let Alliance to ensure that the checks are unbiased and to ensure the accuracy of the information we are collecting. If you have any questions regarding your references, please contact Let Alliance by calling, 01244 421 261, by e-mail

9-11 High Street Hampton TW12 2SA United Kingdom (033) 3043 3633 email (020) 3725 3022 Hampton TW12 2SA, Surbiton, Surrey, KT6 7AB

Jezzards properties Hampton

What our clients say about us

  • " Excellent. Staff very helpful, professional and go out of their way to assit in every way. I have used Jezzards for selling and letting and cannot fault them. "

    Anonymous November 2019
  • " Jezzards provide a really good, personal service with Dorothy getting my gold stars for timely updates and an excellent response to any enquiries. The best letting agency I have dealt with in the last ten years. "

    Anonymous November 2019
  • " We’ve just sold our one bedroom flat in Surbiton. The team at Jezzards we’re great. Responsive and helpful. Thanks to Gaj, Victoria and their colleagues who helped. We would use them again "

    Tomas November 2019
  • " We saw several agents before signing with Jezzards. From the outset they were personable, professional and their market knowledge was excellent. Since starting the process every employee I have encountered has been really proactive and kept us fully informed. A brilliant service and worth the fee. Thank you. "

    ES, Hanworth October 2019
  • " Rated high with very good reason. Great customer service, pricing thoroughly researched for both buyer and same, no hard sale, professionalism from all members of staff exceptionally high, as was the photographer who took photographs of my property. I felt I could trust them, Victoria listened to personal concerns and was able to assuage fears drawing on years of personal experience. Quick to respond to queries on different communication platforms. They are a team to be strongly recommended. Sales team are extremely respectful, and were keen to find out as much about my property as they could. "

    Anne, Hampton October 2019