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Tenant referencing criteria


Our referencing criteria

You will be asked to give references to your prospective landlord to demonstrate your ability to pay the agreed rent and to confirm that you have rented in the past without any major problems. At Jezzards we use a third party external referencing provider to ensure that the checks are unbiased and to ensure the accuracy of the information we are collecting.

The referencing process criteria will vary dependent on your employment status. As standard all referencing check will include a credit reference check and a reference from your previous landlord or letting agent.

The income to rent calculation is worked out by multiplying the monthly rent for the property by 30. For example, if the monthly rent is £1,000, then the combined annual income of the referenced tenants would need to be at least £30,000 per annum in confirmed income.

If you do not meet above criteria you will be required to either supply a guarantor or make a payment in advance for the full term of the tenancy. Where a guarantor is required, they will be required to pass the same referencing criteria but will be expected to demonstrate a higher income to rent ration. The income to rent ratio for guarantors is calculated by multiplying the monthly rent by 36. All guarantors are subject to approval of the landlord.

The referencing process

  • Credit check - We check for bad credit, IVA’s, Bankruptcy orders and CCJ’s. If you have any adverse credit it is important that you declare this and make us aware of it.
  • Current landlord reference - We will contact the landlord or agent who you are renting from at the moment and obtain a reference from them.
  • Verification of Earnings - We need to verify that you can meet the rental obligations and to do this we will need to verify your current income. As a guide, you will need to earn at least 30 times the monthly rent per year, split between all named tenants.

Verification of affordibility

  • Employed - We will take a reference from your current employers. It is important to give the name of your line manager or indicate that we need to contact the HR or Payroll department if this is the case. We can provide a letter of authority for you if necessary
  • Self-Employment - We will need to obtain a reference from your accountant or have sight of Your last 2 year’s accounts as well as your Your last two to three years’ worth of SA302’s / SA100’s / CIS Vouchers. We may also request bank statements to support your application.
  • Unemployed or Student - Unemployed applicants and students always require a guarantor. We do recommend that you provide to your letting agent copies of any student loan paperwork which you have received.
  • Independent Means - If your income is in the form of independent means, then we will require your last 6 month’s bank statements and may take a reference from your accountant if you have one. Independent means can include savings, pensions and investments. Please submit to your agent or to us copies of documentation which you feel supports your application. This could include but are not limited to documents such as savings statements, premium bonds certificates, investment statements, bank statements and accountant details.
  • Retired - We will require either your annual pension statement or a bank statements showing your pension income being paid to you. Please submit a copy of your most recent pension statement with your application.
  • Additional Income - If you have any additional income please make this clear when you apply. These could include things such as tax credits (please provide a copy of this years tax credits statement to your agent), savings (please provide 6 months bank statements) or an additional job (please provide details of who we may contact for a reference or provide copies of 3 months payslips)

Further information

Once you have found a property with us, you will be assigned a point of contact who will be available to offer you any support throughout the process. If you do have any questions or would like further information on our referencing process, please contact us on 03330 433 633.

We use a third party external referencing provider called Let Alliance to ensure that the checks are unbiased and to ensure the accuracy of the information we are collecting. If you have any questions regarding your references, please contact Let Alliance by calling, 01244 421 261, by e-mail

9-11 High Street Hampton TW12 2SA United Kingdom (033) 3043 3633 email (020) 3725 3022 Hampton TW12 2SA, Surbiton, Surrey, KT6 7AB

Jezzards properties Hampton

What our clients say about us

  • " Gary Watson was our first point of contact. He reached out to us quickly and did everything he could to make sure things were dealt with smoothly- which we really appreciated. Since then every dealing with Jezzards has been efficient and no fuss- great. "

    Anonymous September 2019
  • " Jezzards give me peace of mind and support knowing that keeping my tenants happy and comfortable. In particular, their property management team (specifically, Dorothy) are always so open, clear, kind and accessible. I think they offer great value for money and I thoroughly recommend them. "

    Astan August 2019
  • " Everybody at Jezzards Estate Agents, Surbiton was very patient and sympathetic to our needs as non-residents looking to buy in a completely new area. We were provided with maps and advised on the layout of the town and nearby areas. We would particularly like to thank Gaj Murali for showing us round various properties in the pouring rain and taking a personal interest in helping us find the right property. Thank you Gaj. "

    Anonymous August 2019
  • " just like to say that once agin the service from Jezzards has been exceptional and special praise tio Dorothy whio handled my lettiing from start to finish perfectlty and made sure all parties were happy. great company to deal with and would recommend to others without hesitation. thank you once more "

    Rino August 2019
  • " when it comes to commitment , customer service , friendliness and sheer professionalism i cannot praise them enough. great staff and great company to deal with. "

    Rino July 2019