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Landlords, are you aware of the upcoming changes to your mortgages

  18 May 2017

Buy to let mortgage legislation is changing as of 1 October 2017, which will affect all landlords with more than 3 properties and it may prove more difficult to raise funds on your existing portfolio, or any future buy to let properties you may be considering.

Currently, when you make a mortgage application, for either purchasing a new property, or re-mortgaging your current portfolio, only the individual property which is having the funds raised is assessed by the lender when calculating the affordability as well as ensuring the rental yields of that property meet the lenders guidelines.

As of 1 October 2017, this will no longer be the case. Any application for a new purchase or even a re-mortgage will be assessed not just for the property in question but the entire portfolio, if you own more than 3 properties.

At Jezzards, our team of mortgage brokers are specialists in the buy to let market and would like to offer you a free portfolio health check. If you think you may be affected by the upcoming changes to legislation, please contact our mortgage team in confidence on 020 8941 6706 or email us at


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  • " I've dealt with some horrible agencies whilst renting in the past but I am glad we had Jezzards as our last. Didn't know that someone so professional and understanding and true to it's word existed in the business. I locked myself out once and they were there in  20 mins to assist. Heating stopped in the night and their out of hours assistance helped sort us out. Any problems or issues, were very promptly and effectively dealt with...I didn't even have to chase them. Our exit was quick, refunds took some time due to overlooked issues, which Victoria Jezzard looked into personally, and all done in 3 days. Dorathy was our handler and she was ace!! "

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    Astan August 2019
  • " Everybody at Jezzards Estate Agents, Surbiton was very patient and sympathetic to our needs as non-residents looking to buy in a completely new area. We were provided with maps and advised on the layout of the town and nearby areas. We would particularly like to thank Gaj Murali for showing us round various properties in the pouring rain and taking a personal interest in helping us find the right property. Thank you Gaj. "

    Anonymous August 2019
  • " just like to say that once agin the service from Jezzards has been exceptional and special praise tio Dorothy whio handled my lettiing from start to finish perfectlty and made sure all parties were happy. great company to deal with and would recommend to others without hesitation. thank you once more "

    Rino August 2019